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Rivercrests
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Today’s economy demands that businesses maintain tighter control of their finances. Through our comprehensive range of products and services, our Business Banking Solutions team works to understand your unique challenges, and will provide you with a custom, solutions-based approach to all of your financial needs. We’ll help you manage your banking so you can focus more on your business.

  • Business Savings Options

    Business customers can explore savings-style account options through our portal where available. Features, eligibility, and any applicable terms are disclosed before you apply. We do not claim third-party deposit-network insurance unless a specific product page states otherwise in writing.

  • Liquidity Management Tools

    Where available, businesses can use portal tools to monitor balances and payment activity. Features vary by account type. We do not claim cash-sweep deposit coverage unless a specific product disclosure states that coverage applies.

  • Lock Box

    Does your company receive a large volume of payments from customers? With our Lock Box service, the payments made by customers are directed to a special post office box instead of going to your company. We retrieve the payments, processes them daily, and deposit the funds directly into the company’s bank account.

  • Remote Deposit Capture

    Remote Deposit Capture is an innovative service that eliminates the need to physically bring check deposits to the bank, saving valuable time. Simply scan checks, coupons, and money orders, then electronically transmit the scanned images for posting and clearing. All you need is an internet-connected PC and a compatible check scanner.


    Our Remote Deposit Capture service offers advanced features and functionality beyond standard remote deposit options. The system allows you and authorized staff members to view previously scanned deposits for research purposes and provides comprehensive deposit reporting capabilities. Additionally, our dedicated support team provides web-based training and ongoing assistance to ensure smooth operation.

  • Merchant Card Processing

    Most consumers use debit or credit cards for payments. To accept those forms of payment, your business needs Merchant Card Processing. We offer a comprehensive set of payment processing services and full-service merchant card processing capabilities.

  • Payment processing services include

    • Credit card processing
    • Equipment purchasing or leasing
    • Check guarantee and authorization processing
    • E-Commerce payment processing
    • Convenient statement reconciliation
  • Full-service merchant card processing provides transaction processing capabilities including

    • Fraud monitoring
    • Reconciliation
    • Automatic transfer of merchant funds
    • Draft retrieval
    • Chargeback